7 Things That Kill A CMBS Assumption

GlobeSt.com Featured Article 7 Things That Kill A CMBS Assumption Ann Hambly, Founder & CEO, 1st Service Solutions 7 March 2017 Flash back to 2003 The Mortgage Bankers Association performed a survey of the industry in 2003 to rate borrower satisfaction with...

7 Things That Kill A CMBS Assumption

7 Things That Kill A CMBS Assumption MARCH 7, 2017 | BY ANN HAMBLY GRAPEVINE, TX—The primary reason CMBS assumptions don’t close today is the conditions placed upon the buyer as part of the approvals process, writes 1st Service Solutions’ Ann Hambly in...

CMBS Risk Retention 101

Commercial Observer Article By Ann Hambly Before trying to understand the basics of the new risk retention regulations in commercial mortgage-backed securities, one must first understand the risk model of CMBS in general.  Golden Days of Yore In the olden days of...

The CMBS Middlewoman – Commercial Observer

The CMBS Middlewoman: Ann Hambly, CEO at 1st Service Solutions by Commercial Observer This has been quite the year for commercial mortgage-backed securities. As we approach the final leg of the maturity wall and borrowers are busy trying to refinance loans from the...

CMBS Uncertainty Threatens Lenders

Print Version Scotsman Guide Article written by Ann Hambly June 2016 The commercial mortgage-backed securities (CMBS) business is a numbers game. CMBS conduit lenders generate profits by selling commercial loans into the secondary market, where they are packaged into...

Dispelling Myths of CMBS Financing, From Loan Payoffs to Modifications

by Ann Hambly The primary reason that property owners express such a disdain for commercial mortgage-backed securities (CMBS) is that the financing vehicle is “mysterious.” There is no source or website anyone can go to that will explain how a CMBS loan really works,...

The Best Selling Method: Know Your Clients

There’s a push or pull to all messages, but they’re all personal by: Ann Hambly Push marketing and pull marketing: They’re two contrasting methods that define how best to approach customers. In push marketing, you take your service directly to your clients — push it...

Shopping Center Aims to Buck Mall Closure Trend

Shopping malls have taken a beating over the past few years with major retailers such as Sears and Macy’s pulling out of prime anchor spots. While the average vacancy rate at the nation’s malls was 92.7 percent in 2014, 25 of the nation’s nearly 1,000 shopping malls...

Harsh CMBS Maturities Ahead

Plan for loans maturing in 2015 and beyond to avoid financial pitfalls by: Ann Hambly More than $600 billion of commercial mortgage-backed securities (CMBS) loans were originated between the years of 2005 and 2007, making up a major percentage of legacy CMBS loans....

CMBS LOAN MATURITIES CAN BE LIKE A FALLING KNIFE

Underwater commercial real estate loans are putting senior bondholders, even some pension funds, at risk. By Ann Hambly According to Webster’s dictionary, a “falling knife” is a slang phrase for a security in which the current price or value has dropped significantly...

Is It Really Goodbye for QE3?

The Federal Reserve Bank ended its quantitative easing program last week on a satisfied note. The program accomplished what it was supposed to, the Fed said: it stabilized the economy during a time of upheaval and significant unemployment. In truth, though, the impact...

10-Year CMBS Loans: An Endangered Species?

The competitive threat e-tailers pose to traditional brick-and-mortar retailers is causing lenders to proceed with caution in this sector. The oncoming wave of maturing CMBS loans may be the last. READ THE...

Don’t Wander Back to Old CMBS Habits

Commercial mortgage professionals and their clients have been eagerly anticipating being able to reap the benefits of a less-restrictive credit market this year. A late-2013 survey by PricewaterhouseCoopers (PwC) and the Urban Land Institute indicated that commercial...

When the CMBS Market Plays Musical Chairs

Nearly everyone has played the game of musical chairs at some point in their lives. When the music stopped, the unfortunate participant who ended up without a chair at the end of a round had to sit out the rest of that game and wait for the next one to get...

Ask The Advisors – featuring Ann Hambly

“Will the Federal Reserve start to reign QE3 in the coming months, allowing the central bank to reduce its bond-buying stimulus?” Ask the advisors, featuring Ann Hambly, CEO and Founder of 1st Service...

Is The Worst of the CMBS Crisis Behind Us? 10 facts to consider

As a CMBS borrower advocate, I am frequently asked if the worst is behind us as far as CMBS defaults are concerned. Defaults have leveled off while property values have started to increase, so at first blush it does appear that the worst is over. But is that really...

10-Year CMBS Loans: An Endangered Species?



Don’t Wander Back to Old CMBS Habits



Liquidation benefits?



When the CMBS Market Plays Musical Chairs



Is The Worst of the CMBS Crisis Behind Us? 10 Facts to Consider



Marco – Polo, and the game of Special Servicing



CMBS Restructure Tips for the CMBS Borrower



CMBS Restructures on America’s Commercial Real Estate Show



Trust vs. Bondholder



Unraveling the Mystery of Cancellation of Indebtedness Income