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While distress is increasing across commercial real estate debt — particularly in office, retail, and lodging — the market is beginning to move beyond the old “extend and pretend” playbook.

We’re seeing more meaningful resolutions emerge, including:

  • Longer loan extensions
  • Discounted payoffs
  • Receivership sales
  • Creative structures like A/B notes

With a large wave of maturities still ahead, the takeaway is simple:

Start early and understand your options.